Dear Poor Savers,

Nowadays, we talk none other than the downturn of economy.

Who is affected the most?

Everyone.

Badly? The banks.

Never in history Bank of England has cut its saving interest to as low as 0.5%.

If you have 10,000 pounds, put it in the bank and you get 50 pounds a year.

But the question is, where else can your money go?

Essentially we are encouraged to spend, buy house, car, share, bond etc.

Most of us have never been in this situation before.

Terms like inflation, recession are even coming out from children's mouth.

Once in Hong Kong, their banks have negative interest rate.

It means that, if you want to put money in you have to pay them!

It's a penalty if you put your money into bank.

I hope that's not going to happen.

But never speculate anything. As we are in the very dim already.